One page per service, listing the changes to its Terms of Service, Privacy Policy, and pricing page that passed our review. Everyone sees the short version. Subscribers see the full note, the exact quote, the steps and the source.
Perks are benefits a subscriber already has, quoted word for word from the company's own help or benefits page and re-checked every month.
Stripe · October 31, 2026high impact
When a customer disputes a charge, you can appeal to try to keep the money. Stripe now adds a fee to every appeal you file.
Every dispute you fight now eats into the sale you're trying to save. Payout fees changed too, and the new amount depends on how you send money.
Subscription AccessiCloud+ · October 30, 2026Perk!
Apple's Family Sharing lets you share iCloud+ and other Apple services with up to five family members. Each person still signs in with their own Apple Account.
If people in your house each pay for iCloud+ on their own, you could be paying for the same thing more than once. Only one person sets it up, and there's a rule about who that can be.
Subscription AccessGoogle One · October 17, 2026high impact Historical, imported
Google's privacy policy now says Search and Gemini can use your Gmail, Photos and Drive to shape their results, if you allow it. It also describes a new feature called Personal Intelligence.
If you use Gmail or Google Photos, this decides whether what's in them can shape Gemini's answers. Whether it's on for you depends on a choice you may have already made.
Subscription AccessGoogle One · October 30, 2026Perk!
Google One plans from Basic and up can include you plus 5 more people, for 6 in all, at no added cost. A few benefits stay with the plan manager.
If people in your home each pay for Google storage, one shared plan could cover all of you. Some perks only go to the person who manages the plan, so it helps to know which.
Subscription AccessVerizon · October 17, 2026high impact Historical, imported
Verizon's privacy policy adds a part on Glance, a lock screen app where Verizon Dollars members earn rewards. Verizon may share some info with Glance to check if you qualify, pay rewards and help with support.
If you say yes, Glance may also use your info, including sensitive info, for ads under its own rules. You can stop by removing the app, and each Verizon brand has its own privacy choices page.
Subscription AccessSpotify Premium · October 30, 2026Perk!
Some Spotify Premium plans come with a set number of audiobook hours each month from the Spotify catalog. The hours renew each billing cycle, and unused time expires every month.
If you already pay for Premium, you may have free audiobook time you are not using. Not every plan gets it, and on shared plans only one person does.
Subscription AccessVerizon · October 2, 2026high impact Historical, imported
Verizon now says it may disclose or sell the info of people in five states, including Oregon and Minnesota. It also dropped voice sign-in, kept face sign-in and changed a Frontier opt-out number.
People in those states can now ask which companies get their info. If you set up a voiceprint, the policy no longer explains how it's handled.
Subscription AccessYouTube Premium · October 30, 2026Perk!
YouTube Premium comes with the YouTube Music app. You can listen without ads, save music to play offline and keep it playing while you use other apps.
If you pay for YouTube Premium and also pay for another music app, you may be paying twice. It only works where the YouTube Music app is offered.
Subscription AccessiCloud+ · September 15, 2026high impact Historical, imported
Apple may now pass on any taxes or levies your country or region puts on iCloud storage. The older terms only mentioned taxes in general.
Depending on where you live, you could pay more than the price you see for iCloud+. The extra cost would show up as a line on your bill, so it's worth knowing where to look.
Subscription AccessCostco Membership · October 30, 2026Perk!
Costco Primary and Affiliate Members get one more card for one household member. That person must be 16 or older, share your address and have a photo on their card.
If someone you live with shops at Costco too, they may not need their own membership. The main member is responsible for what that person buys, and there's an age and address rule.
Subscription AccessSpotify Premium · September 5, 2026high impact Historical, imported
Under Spotify's new terms, you can't join any group lawsuit or group private hearing against Spotify. The rules also cover older claims and set New York courts for disputes outside a private hearing.
If something goes wrong, you would likely have to take it on alone instead of with other users. There is a 30-day window to opt out of part of this, and the full note explains it.
Subscription AccessCostco Membership · October 30, 2026Perk!
Costco offers a risk-free 100% guarantee that you will be satisfied, and it covers your membership too, not only the things you buy. Some limited exceptions apply.
If you are unhappy with your Costco membership, the guarantee may cover the membership itself, not just what you bought. There are some limits, and the return policy spells them out.
Subscription AccessAmazon Prime · August 23, 2026high impact Historical, imported
Amazon's privacy notice now states that customer data helps build and run its generative AI models and tools. It also adds tracking of ad clicks on other sites and links to outside businesses through Login with Amazon.
Your info may now help build Amazon's AI tools and be combined with what you do on other sites. There are privacy and ad settings in your account, and the notice links to more detail.
Subscription AccessXfinity · October 30, 2026Perk!
If a recent Xfinity outage affected you, you might qualify for a credit. You can check online, and if you qualify, Xfinity applies the credit on its own.
If your internet went down recently, you may be owed money back on your bill. There is a limit on how much credit an account can get, so not everyone qualifies.
Subscription AccessAmazon Prime · August 15, 2026high impact Historical, imported
Prime's dispute rules now point to Amazon's Conditions of Use instead of naming courts in King County, Washington. Amazon also says it may change Prime terms without notice.
How and where a Prime dispute is handled now depends on another document you would need to read. Prime also keeps renewing until you cancel, so the charge date is the detail to know.
Subscription AccessSome entries are historical changes imported from Open Terms Archive and marked as such. FinePrint publishes a short excerpt and a summary, never the full document. Information, not legal advice.